1. Acceptance of Terms

Valley Foreclosure Specialists, L.L.C. (VFS) welcomes you. We provide our service to you subject to the following Acceptable-Use Policy ("AUP"), which may be updated by us from time to time without notice to you. You can review the most current version of the AUP at any time at: www.valleyforeclosurespecialists.com.

2. Description of Service

You understand and agree that our information, products, and services are provided "AS-IS" and that we cannot assume responsibility for the timeliness, accuracy, or applicability of the information provided.

3. Indemnity

You agree to indemnify and hold VFS and its subsidiaries, affiliates, officers, agents, employees, partners, and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, your connection to the Service, or your violation of the AUP.

4. No Resale of Products or Services

You agree not to reproduce, duplicate, copy, sell, trade, resell, or exploit for any commercial purposes, any portion of the products or services provided or sold by VFS.

5. Modifications to Service

VFS reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that VFS shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

6. Links

The Service may provide links to other World Wide Web sites or resources. Because VFS has no control over such sites and resources, you acknowledge and agree that VFS is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that VFS shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such site or resource.

7. DISCLAIMER OF WARRANTIES

YOU EXPRESSLY UNDERSTAND AND AGREE THAT:

(a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. VFS AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

(b) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM VFS OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THIS AUP.

8. LIMITATION OF LIABILITY

YOU EXPRESSLY UNDERSTAND AND AGREE THAT VFS AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, AND LICENSORS SHALL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF VFS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION, OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (iv) ANY OTHER MATTER RELATING TO THE SERVICE.

9. Entire Agreement

This AUP constitutes the entire agreement between you and VFS and governs your use of the Service, superseding any prior agreements between you and VFS with respect to the Service.

10. Choice of Law

The AUP and the relationship between you and VFS shall be governed by the laws of the State of Arizona without regard to its conflict of law provisions. You and VFS agree to submit to the personal and exclusive jurisdiction of the courts located within the county of Maricopa, Arizona.

11. Waiver and Severability of Terms

The failure of VFS to exercise or enforce any right or provision of the AUP shall not constitute a waiver of such right or provision. If any provision of the AUP is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the AUP remain in full force and effect.

12. Statute of Limitations

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the AUP must be filed within one (1) year after such claim or cause of action arose or be forever barred.

13. Paragraph Headers

The paragraph headers in the AUP are for convenience only and have no legal or contractual effect.

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